December 3, 2016

Will your automobile coverage work for you when you need it?

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I often hear my clients say that they have “full” automobile insurance coverage. Yet, when I review their policy, they are surprised to learn that they have very minimal coverage.  Many people are unaware that Florida drivers only need two basic coverages to legally operate a vehicle in Florida:
(1) $10,000 in property damage coverage
(2) $10,000 in Personal Injury Protection (“No-Fault”) coverage.

Neither of these coverages provide insurance to pay for a negligent driver’s liability to you for physical injuries.  Bodily Injury insurance coverage provides that protection, but Florida drivers are not required to carry it.  Minimum legal coverage is not “full” coverage!

I meet with many clients injured in car accidents due to the carelessness of other drivers.  Often, the driver that caused the accident has no insurance or other ability to pay for my client’s medical bills, lost wages, pain and suffering.  Sometimes, the only option is to turn to my clients’ insurance policy to see if  Uninsured Motorist coverage was purchased.  And – all too often – my clients unfortunately learn that they didn’t buy it.  They didn’t know they needed it – and  now it is too late.

[/vc_column_text][/vc_column][vc_column width=”1/2″][vc_single_image image=”1743″ img_size=”full” alignment=”center”][info_box title=”Jason W. Peterson”]Phone:

Direct: 850.436.6469

Email Address:
[/info_box][/vc_column][/vc_row][vc_row][vc_column][vc_column_text]Uninsured Motorist (UM) coverage is the most important coverage to have on your policy.  UM coverage pays for your damages when the careless driver has inadequate insurance to cover your losses.  It is one  important way to protect yourself and your family.

If you have any questions about the automobile insurance coverage that you have (or don’t have), please call me.  I will review your policy at no cost to you.  Do not wait until it is too late.  Protect yourself today![/vc_column_text][vc_separator color=”peacoc”][/vc_column][/vc_row]